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Wills and Inheritance Planning for Co-Habitees

Protecting Co-Habitees: Why You Need a Will

Co-habiting couples face distinct legal challenges in inheritance matters. As of 2020, co-habitees still lack automatic inheritance rights under intestacy laws, even if they have lived together for many years. Without a valid will, estates are typically passed to blood relatives, often leaving the surviving partner with no legal claim and the burden of potential legal disputes.

At the Inheritance Planning Company, we understand the complexities of co-habiting relationships and offer bespoke wills to ensure that your partner is protected after your death.

Why Co-Habitees Need a Will

No Automatic Right to Inherit

Unlike married couples or civil partners, co-habitees are legally treated as single individuals under the law. If you pass away without a will, your partner cannot benefit from your estate under intestacy laws, leaving them with little to no legal protection.

Risk of Legal Battles

Your partner may make a claim under the Inheritance (Provision for Family and Dependants) Act 1975, but this can be a lengthy, costly, and uncertain process with no guarantee of success. By creating a will, you can avoid these challenges and ensure that your partner inherits according to your wishes.

Potential Double Inheritance Tax

Co-habitees also do not benefit from the same inheritance tax exemptions as married couples. Without a will, your estate could be subject to inheritance tax twice before it reaches your children or other heirs, creating unnecessary financial burdens.

The Challenges Co-Habitees Face in Inheritance Planning

To learn more about the specific challenges co-habitees face and how you can protect
your estate, download our free “Co-Habitees Inheritance Report” today.

How We Can Help

Tailored Wills for Co-Habitees

We offer personalised will-writing services that reflect the unique needs of co-habiting couples. Our team will ensure that your partner is protected and that your estate is passed on according to your wishes.

Tax Planning Solutions

Our experts can help minimise inheritance tax by structuring your will in a way that ensures your assets are protected for future generations without the risk of being taxed multiple times.

Contact us for a free initial consultation

Ensure that your partner is protected and your estate is managed according to your wishes. Contact us for a free consultation and secure your family’s future today.

Contact Us for a Free Initial Consultation/Maintaining Control of the Business

Are you a co-habitee? Contact us now to ensure your estate is protected and your partner is provided for.